Scheduling with Rx and Reactor

One of the great advantages of using a Reactive Streams implementation is that it abstracts away concurrency. That doesn’t mean it divorces the user from needing to run things on different threads or…

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How do banks investigate online credit card fraud?

If a credit card has fraudulent charges to a online company that sells gift cards.Then the charges get reported to bank by the card owner.Will the bank contact that company even if that online company does not have a number to call,only contact is email.

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Does anyone know anything about bad credit loans?
A friend of mine is trying to get a loan but his credit might not be to good. I know there’s a bunch of scams out there so I’m not really sure where to look anymore. I know some banks offer them but do you have to have an account with their company? I also know you can go online but that of course is where you get scammed. Does anyone have any experience here?
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Is it possible to get a car title loan refinanced?
I took out a title loan on my car a couple months ago and they gave me ridiculous interest rate (80%!), probably because I’m only 19 and have no credit but still. I’ve made 2 payments so far, and am about to make a third. Is it possible to get this loan refinanced through another company so I can have a lower interest rate? I’m not sure how it works with title loans because I’m not sure if they fall into the same category as an actual auto loan””””. My loan agreement says there is no fees for early payoff””
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#repost

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How often do you check your credit report and score?
How often do you check your credit report and score?
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Loans & Overdraft?? ?
I am moving house and need some money which i will of course pay back. I was wondering how much can your overdraft go in Barkley’s bank & how long does it take for a loan to cash in?
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How many years of credit do I have to establish to get a brand new car under my name?
I just turned 18 last September, own three credit cards, and have an excellent credit score. I have two cell phones under my name too. I’m looking to buy a brand new Cadillac this summer. You think any dealership will take me serious and allow me to finance a car under my name without my parents help?””
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What is the best way to buy a house from a relative.?
we are looking to buy a house from a relative, we don’t have a deposit and currently rent so cannot release equity. We have heard that you can pay to have the deeds put in our name first then once we own it on paper we can raise the money to pay the relative. Is this true and how easy is it. Or is there another way.””
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Can a 19 year old get a car loan? ?
hi, i been working at my job for about 2 months now, and i want a car so bad. i hate the fact that i been using my moms car. my paycheck is ok, hopefully i keep getting much hours. i want a car so i can apply at two jobs so i can stop using my moms car, but i cant work at two while still using my moms car cuz she has places to go. ah i hate it! can anyone please help me???””
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Why does my credit score vary?
I have a freecreditreport.com account and it only shows me experian score so I signed up for freescore.com today to get my three scores and my experian is 37 points lower on free score than on free credit report both show to be current as of today and both have the same information as far as current accounts balances etc…and history I’m wondering if anyone knows why this is?
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Accurate mortgage calculator (online)?
Does anyone have a link for an accurate mortgage calculator? I noticed when we bought our first house, the online mortgage calculators underestimated our payment by over $200.””
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“”I want to help my credit , Lexington Law ?
What are your thoughts on Lexington law ? I want to invest to help build my credit
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How can I get out of the payday loan trap.?
I have fallen into the payday loan trap and am looking for a way out. Any tip will be appreciated.
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Auto Loan Question?
So My credit scores are ok I guess, 648 at Experian, 608 at TransUnion, and 606 at Equifax, I have one delinquent, 2 credit cards, and one closed account(which I wish I didnt close, but you learn) and I make about 2000–2500 a month, the other thing is, I havent had a credit history for long, cause I closed the one I had for awhile(liek a dummy) and the one card i have now has been open since 07, and the newest one I got was a month ago, so I was wondering, where can I get an auto loan, I prefer one where I can bring the money to the dealership, also no cosigner, my parents credit is bad, so they cant, and no one else will, and I dont really have a down payment, cause Im paying off my school loan, so any place you know thatll work with me, thanks for you help,oh and I have had my job for about 4 to 5 years now, and please dont say prosper. Thanks””
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How can i get my credit report if i don’t have a credit card?
i want to fix my bad credit.
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A credit card for no credit?
what credit card would be good for me because I have no credit and visa and american express wont give me one because i have no credit
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Is it possible to get a car title loan refinanced?
I took out a title loan on my car a couple months ago and they gave me ridiculous interest rate (80%!), probably because I’m only 19 and have no credit but still. I’ve made 2 payments so far, and am about to make a third. Is it possible to get this loan refinanced through another company so I can have a lower interest rate? I’m not sure how it works with title loans because I’m not sure if they fall into the same category as an actual auto loan””””. My loan agreement says there is no fees for early payoff””
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Does Wal-Mart Really Cash Checks?
Such as checks from my work? I really need to cash my checks today and someone told me I could go to wal-mart. Where in mal-mart would I cash it? And Do I have to sign up for anything in advance before I can cash the check? I went to a grocery store once, and they said they could cash my check, but I would have to sign a bunch of stuff and wait like 10 days or something before I could finally cash checks. Do I have to do that at Wal-Mart? Or can I just do it right when I’m there?””
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What happens to a mortgage when a co-borrower dies?
To clarify the quitclaim issue. Mabel held the deed to the house in her own name ten/eleven years ago. Last year, she issued a quitclaim deed to herself AND her mother so now they are co-owners of the house. At the same time she and her mother signed up for a new mortgage to pay off the old one, and THAT mortgage has two borrowers, Mabel and Betty. So, once Betty passes on, Mabel immediately becomes the sole owner of the house. That much is clear. It is my belief that the Betty’s estate will not be responsible for the debt on Mabel’s house, and the bank will not pursue payment of the balance as long as Mabel makes payment on the mortgage. The problem is that Mabel is unlikely to be able to continue to pay for the mortgage. So, am not exactly sure what happens next. It would be fine, I think, for Betty’s estate to pay off what is now Mabel’s mortgage for Mabel’s house. But only if her estate also issues an equal amount of money directly to each of “”
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Question about bankruptcy?
Ch. 13 bankruptcy will stay on your record for 7 years. Someone also told me 5–7 years. Question #1-Is there a way to have your bankruptcy record not last as long if youve paid a some of it back. Question #2-If so, what is least amount of time it can potentially stay on your record depending on how much money you pay back. Not in debt, but very interested in how this works. Thanks yahoo chaters””
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“”Is a credit score or 669 good enough to get an auto loan for 12,000 dollars?

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How do i get 1000 loan that is not a payday loan?
ok well i have this opportunity to buy this car a 99 honda civic with only 100000 miles for 2500 dollars. and im only 18 and i need a small loan of 1000 dollars but not a payday loan. i see alot of people say there bank but i just opened up my bank account. were can i get this loan. o yea and i dnt have a credit history.
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#repost

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#repost

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Consolidate Debt Without Owning A Home?
I am a college student. I am also extremely impulsive and have recently sought help for my erratic behavior. Over this last summer I managed to rack up about $8,000 on a credit card. What’s the interest rate? I don’t even know, this is how financially daft I am. All I know is that my second payment just came due, and it’s a $250 minimum payment. The limit on the card was just over $8,000, which is just about what I managed to put on it. I have shredded the credit card and do not have any others, but obviously my payments will get higher and higher with interest. I activated the card in June and my second payment sine then is already $250. Its obviously going to get worse and worse, since I cant do much more than the minimum each month. (And thats if it stayed around $250, which it won’t.) I can afford to pay it this month, but with a car payment, insurance, cell phone, gas and living expenses, I can already tell that this is going to get entirely out of hand. Yes, I know I’m stupid, please spare me. Anyway — because I have not missed a payment on the card yet, nor have I ever missed one for anything else such as my auto loan, I have very good credit for the time being. However I live at home and don’t have a mortgage or anything like that. I have no real collateral: my car is being paid off, I dont own a house I really dont own anything of much value. I want to consolidate my CC bill or spread out the payments or something; my spending habits have gotten better, and I am in college so at some point I’ll be making more money, but right now I need to stretch out these payments to keep my head above water. If I have to make a low payment to some company over 10 years, that would be fine with me at this point. Is there anything I can do?””
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Has anybody delt with sonic cash payday loan?
I had a person call me international from a 310 area code saying I owed this payday loan people 5,000.00. They said I got the loan in November of 07. I got them to give me the website but when I tried to look it up it didn’t give me any contact information. These people said that I better have an attorney ready cause they are going to come a investigate this situation and I will go to court on this for the 5,000.00 I still owe to them.””
“How do banks investigate online credit card fraud?

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Can 2 adjoining properties be purchased with one home loan?
steveko777, I don’t know where you’re from, but you’re obviously not from around here (California, maybe?). I didn’t care much for the patronizing tone of your response either. How can you tell me I’m not ready because I can’t raise $15,000 on my own? And do you really think anyone believes you squandered 75 grand while driving, eating and wearing crap? And 75 grand was your DOWN PAYMENT??? Sorry, dude, you’re the one who’s dreaming if you think anyone is buying your story. The average price for a house around here is about 50,000- your so-called down payment will get you a very nice house here. Can’t work entirely on borrowed money? Ever heard of HUD and VA-backed loans? There is a house for 40,000 that the bank said they WOULD finance for us- 0 down, VA-backed. Only problem is, it’s not the one we want. The cheaper one is bigger, has a garage and we figured our payments would be lower. Over 1200 answers, huh? Hope you actually knew what you were talking about in them, you didn’t here””
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Where to buy Visa prepaid debit card?
My daughter has been very responsible this year, and I decided to get her a prepaid debit card for her birthday, so she can buy stuff online using her cash that she put onto the card. I was wondering where you can buy these cards in stores, not online. And also, how does the reloading work if you go to the store to do it? Is it like an ATM machine that you put the money in?””
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How do I request a Mortgage Interest Statement (form 1098) from Citimortgage?
I lost the copy that was sent to me earlier and I need another. They don’t have it at the bank location I go to, to pay my mortgage. They said I need to request it through Citimortgage. Help!””
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Taking auto loan while on medicaid?
I and my wife have had medicaid for our child that was born recently and there are still a few bills that medicaid hasn.t covered yet. For the last 7 months we have had only one car. We feel like we need another one cauese I am uncomfortable going to work and leaving my wife and child without any means of transportation. So I was just curious if I take a loan for a decent car from a bank or a credit union and get it will that affect our medicaid and the remaining bills that they have to cover? (Florida)
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What makes credit scores go up?
I just paid off ALL of my loans and credit cards last week. will that bring up my credit score, and how long does that usually take before it will show up on my credit report””
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Is wells fargo mortgage payment protection a rip off?
We have a mortgage loan with Wells Fargo and they sent us a mortgage payment protection rate quote of $33 per month which is secure 12 Mortgage Payment protection”””” through Minnesota Life Insurance with benefits up to “”””4000.00 a month benefit””””. Knowing that there are alot of scam warranty protections out there for home appliances as an addition to your already home insurance policy””
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#repost

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Filing for bankruptcy!?
My friends Wilma and Walter retired several years ago. Wilma had been a nurse at St. Francis Hospital and Walter had been a police officer. Both had small pensions and social security benefits. Walter, who had been a heavy smoker, developed lung cancer. Although Walter pulled through surgery and chemotherapy, his medical bills surpassed his insurance coverage. Can Wilma and Walter file for bankruptcy under Chapter 7 of the Code? If they can file, should they file a joint petition? Can Wilma and Walter file for bankruptcy under Chapter 12 of the Code? If they can file, should they file a joint petition?””
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Arent you suposed to get one free credit report a year?
where the hell can i get this? i went to annualecreditreport.com and i went to freecreditreports.com and a bunch of other useless sites and they all ask for credit cards. well, i need to rebuild my credit therefor i dont have a credit card. what can i do?? the credit union says they need my credit report so they can help me. but how can i find this information?? please help someone.””
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Credit score of 784 is it good?
What does the score do for you?
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“”can i break a lease in florida if i file bankruptcy””””?””””

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Please help me pay my debt and fix my credit score!!?
OK, I kind of destroyed my credit when I was younger. I lived off credit cards and didn’t pay things on time. I moved around allot too and honestly, I don’t know how much I owe and to who, whats in collections, and how bad my credit is. Now that im older and more responsible I really want to fix it. Are there any reputable places that do debt consolidation? Im looking for a company that will find out what I owe, negotiate w/ them, and give me a monthly payment. I appreciate any help I can get. Thanks!””
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Does filing a bankruptcy cover a court ordered restitution?
My wages are being garnished by the state as a result of me falling behind on this court ordered restitution….would filing bankruptcy eliminate this???
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Payday loans. Charging way too much interest. I got a couple of them and Im being charged 400 a month in inter?
Dose anyone know how to stop them from charging so much interest. Id like to pay them off in payments but that all I can do. I can barely take care of my four kids. Any one know of someone who can help?
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Can i transfer a visa gift card onto my credit card?
I want to transfer it onto my credit card so it is easier to keep up with how much money i have. Is this possible?
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Would a Private Loan in my situation work?
Hello! I’m a first year college student, and I’m having some trouble with my financial aid. I will receive 5,500 this year while my total cost of attendance is 7,200. I also would like to add to that total expenses for a new car (Old one died right before school started and while I can get a ride, I will need a clunker to get to at least work and back) and a lap top as my desktop computer is a joke (Windows 98. No I’m not joking.) My parents are seeing if they can get a PLUS loan, but because they may not be able to do that due to stipulations in there bankruptcy. If they cannot, I am stuck about 7k short of where i was hoping to be. My question is this: Should I try to acquire a personal loan for the 7k, with my awful credit, and get my car, laptop, tuition, school supplies and a small buffer taken care of and then just pay back the interest and loan while I can? I know its not the best idea, but I really need to do something as I’m becoming cornered in this situation. Thank you, And here’s to hoping this never happens to you, OR your kids.””
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When can i buy a house after chapter 7 bankruptcy?

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Which are the best bankruptcy lawyers?
i heard some bankruptcy lawyers suck. i dont want to make a mistake CAN ANYONE HELP PLEASE? ANYTHING I SHOULD NO I HAVE ABOT $ 125.000 DOLLARS IN HOSPITAL BILLS PLEASE HELP
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What is a good auto loan rate?
I haven’t had a car loan in 6 years, and am wondering what is an acceptable rate for a car loan these days?””
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How do I clear up my credit report without having to pay someone?
I have old and recent debt. When I say old, I mean over ten years. It is still on there and I am having a hard time with my credit score. I was a single parent and have been trying to make it paycheck to paycheck for about 12 years.””
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New car help ?
so i am wanting a new car and something that will last likee a 2000 or newwer.. but im on a budget how much are down payments and monthly payments on average!! help!!!!!
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How can irefianace a car loan with not perfect credit?
i need to refinance my auto loan so so credit
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“”What all is proteced in bankruptcy in TX? If you are being sued, how much cash can you keep after bankruptcy?””
My family, along with their company, is being sued for nearly $2M. We, along with the company, will have to file for bankruptcy. Does bankruptcy protect some of our cash to live on, and what assets do courts typically expect to be sold off to pay the lawsuit assuming all other debts are paid?””
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If i pay off my credit card balance before the due date. Then use my card again after it was paid will i …?
if i pay off my credit card balance before the due date. Then use my card again after it was paid will i recieve a new due date or will it stay to the same if the previous due date hasnt come around yet?. thanx anyone im a credit noob just got my first card and made my first purchase.
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Is it better to apply for an auto loan at a bank/credit union in person or online? Do you have a better chance?
Oh, I’d also like to add that i have good credit. Currently it’s at 746 and I expect it to go up more at the end of this month. Only problem is my income is a bit low.””
“How do banks investigate online credit card fraud?

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“”Where can i get a FREE credit report, without starting a membership trial?
I keep getting websites that make me sign up and put my information in
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What would be the min. income to qualify for ch. 7 bankruptcy in California?
i have one job which i have been in for two months so far. And I owe about 34k
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Walked away from reverse mortgage and bank sold house…can I get another loan or is my credit ruined?
I’m sorry. Let me explain. My mother is 80 yrs old and took a reverse mortgage on her home when her husband passed away. The reverse mnortgage allowed her to stay in her home until she passes away. She was allowed”””” to use the equity so to speak in her home to maintain living there. She has pulled all the allowable amount of money out of the mortgage and the lender is telling her she should move back home with her children.Due to the housing decline””
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Is bad credit better then no credit?
i was wondering if people with bad credit qualify for loans easier then people with no credit.
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Filing for bankruptcy?
I just paid my tuition and textbook fees for college and now have -$400. What happens when you file for bankruptcy?
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What is the best mortgage loan company?
my parents are looking for a loan mortgage company. also, is it possible for different loan companies to give the same person different pre approvals? like for different amounts of money?””
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“”$10,000 personal loan, which bank should i go?””
hello there, i need about 10K dollars, my credit is in good cond. score is 690–705, i have no late payments, no collections, bankruptcy, have about 3 or 4 inquiries in last 6 months, have total credit cards limit $13000, and i owe on them about 9000, i also have a car loan 20K, no real estate, so i was wondering which bank is the best to go, i want to choose the bank not only interest wise, but i want to have lowest chances of denial, so i need less picky bank! any idea? thanks!””
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How long is a bankruptcy on file?
i made myself bankrupt in april 2009 i know it only lasts 12 months but how long will it show up on my credit report for thanks
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If I let my payday loans go bad will they stop charging interest?
I have several payday loans if I have the bank return the items and I pay them off one by one in the month of june does anyone out their know if they stop charging the rollover fee
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“”Depressed, living with in-laws ruining my marriage?””
This is long but please be patient. I have been so depressed I feel like I’m losing my mind. I’ve been married for 5 months. I left my parents, sibling, friends, job, city, etc. to move in with husband’s family in a different city. I knew it would be hard but I thought it’s normal in my culture for the girl to get married and adjust to the guy’s family’s way of living. But ever since I moved in to this house, life has been hell. I never felt like this is my house and not a day passed by where I didn’t cry. At first I was missing my family and city like crazy. Then came the evil mother-in-law. This is the worst person I have honestly met in my entire life. You hear about them lying, torturing, mentally abusing, acting, etc. Well she does all of these plus more. I really don’t know what to do. I was the youngest and the only girl in my family. I was the daddy’s little princess. In my family, girls have the same status as guys. But for them it is completely different. My husband is the oldest. His family expects me to be the traditional daughter-in-law from back home cooking, cleaning, serving food, taking care of everyone, etc. Even though I haven’t done much before, I’m trying my best to do everything now but no matter how much I’m doing it’s never enough. For the last 4 months, I have been trying to do everything the proper”””” way trying to please them but that’s never enough. I tried to listen to them and doing everything exactly how they told me to do””
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I ordered from Domino’s online with my credit card..?
The pizza took forever and when the guy finally arrived he said not to worry about the payment as compensation . The credit card receipt was tucked in with my pizza box when I opened the box and never signed. I looked at my checking history today and I was charged for the pizza. Should I go into the store and ask why I was still charged?
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How do I find mortgage leads online?
Can anyone recommend a good way to find decent mortgage leads using the Internet? I live in New York.
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“”Chase denied me, Where can I get approved for a private loan in my situation?””
Need car loan for spouse and I. Spouse is cosigning. I need 16k if accepting 2003+ vehicles or 17k if only accepting 2005+. Located in Jersey and I am not part of any credit unions and I can’t find any My zip is 07202. #1 has a 635 credit score — 4 years same employer. -33k a year. -94k Mortgage but it is rented out and the rent income is 800/mo. -No bankruptcies -3 mo. current residence 3 yr past residence Cosigner with 678 Score -No bankruptcies 67k salary -3 year credit history -current auto loan owes 18k paying 340/mo. -3mo current residence, 3 yrs at previous.””
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Auto loan question-please help.?
We are financing our car through a Federal Credit Union. Our loan is pretty high so I ignore the statements they send me because it will be several years before the loan is paid off. The other day, I took a good look at the statement and realized that the lender put all my payment towards the finance charge and nothing was credited. Isn’t this illegal? I am going to ask for duplicate statements to see how long they have kept this up. What action should I take? Should I contact them so they can fix the error?””
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Can you be jailed for an unpaid loan or other debts?
Also… Because at least one person pointed it out I did NOT write them a check. They make you give them your bank account information nowadays and they just take it out like you would get a direct deposit… Except instead of a deposit it’s a direct debit by them. And I didn’t have money in there for them to take but there is no stopping them from trying unless you can pay them the extension fee which I don’t have right now so my bank did a returned funds thing and now I’m negative a bunch. And that is why they are starting to call and email me. Because they didn’t get their payment.
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What is the best way to get an auto loan for a used pickup truck… what is usually the best rate these days?
It is for 17 year old daugjhter, I will actually be the one taking out the loan. I have great credit, but where are the best rates to befound… we are in the SF Bay area.””
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USAA — How can I spend my auto loan over the weekend if USAA is closed?
I have an auto loan and was very much hoping to get a vehicle this weekend. But I realized that USAA is closed today. Do I have to wait or am I still able to do so?
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I have a question about chapter 7 bankruptcy….?
I have an agreement of deed (also lease option) setup with a realtor who owns the home…it’s been 3 years I’ve been making payments, he is going to file ch. 7 bankruptcy due to financial problems…he wants to keep our agreement intact and keep things in good order regarding the 2 lenders on the home… however, he had other loans on other properties he could not afford to make payment son nor could people in the homes….so he is including them as creditors in the bk. ch. 7 My question is, do the creditors, lenders on our home have to honor the agreement? Otherwise, what are my other options given market conditions?””
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How can I increase my credit score?

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Can i use my Military Star Card in ATMs?

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Where is the best place to find out your credit score?

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“”3 months ago, I was 25 days late on several of my credit cards. Why did only one of them lower my credit line?””
Three months ago, I was having some money troubles and could not pay my bills. I had 6 credit cards with around 90% of my credit line used on each one. I also had a Firestone credit card with a $1800 line of credit and a balance of around $1200. I paid my credit card bills 25 days late. My 6 credit cards still have the same line of credit, but the Firestone credit card lowered my credit line to $1200 right when it was counted as late. Will my 6 credit cards lower their line of credit as well? It’s been three months and I have been paying all my bills on time. Since money is still a little tight, I have been paying the minimum payment plus purchases I make on each card thus lowering my balances little by little. Last week, I pulled up my free credit report and it says that in the past 12 months I have payed my credit cards on time. When do they count as being late?””
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What are the pros and cons of bankruptcy?
I am in a lot of debt. the majoruty of it is medical bills, a gas/electric bills, a car repossession and 3 payday loans. I am being threatened with my paycheck being garnished and i have kids to feed. i understand that my credit will be horrible if i file for bankruptcy and i have never spent friviously. it may seem like it but i assure you i have alway had every intention of paying these things off. i really see no other alternitive but bankruptcy. what would you suggest?””
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“”5 Glo-Fish, 1 dwarf Gourami, 6 Neon, or Bleeding Heart Tetras, and 6 Platies In a 30 Gallon Half-Moon tank?””
Hi, I’m 11, I’m a bit of an amateur fish-person. My mom and I were at PetSmart earlier and she went all googly eyed at this awesome 30 gallon tank built into one of those shelf things. She has been talking about how she wants to get an aquarium for the living room, and I expressed how awesome this would be. She told me to pick some fish to go in it for my birthday… (she told me what she was getting for me because she wants me to be able to pick out the fish.) I love fish and I would never want to hurt any, and I am not very knowledgeable on how to pick a community of them that live together well. I would appreciate some help in the matter. Some other facts: I really just like dwarf gouramis, I do not have a specific type in mind, if you have any suggestions I would like something colorful. I know this is quite a large number of fish for a 30 gallon, but most are fairly small. But still, with a good filter, will this be ok?””
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#repost

“How do banks investigate online credit card fraud?

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Is 713 a good credit score?
This is my score from EXPE. credit bureau, would it be so much different if I combine all three major beureau?””
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When To Make Auto Loan Payment?
I am wondering if there’s any benefit from paying the auto loan in advance of the scheduled due date. Thank You
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Examples of idiomatic expression?

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Applying for a mortgage. Will the bank call my employer? FHA?
Here’s the thing, I’ve worked here for 5 years, but quit last year. Now, I’m back as a temp until the end of the year. Im trying to buy a duplex and my mortgage guy needs two paystubs. But, on the paystub it says my job title is Temporary””””. I’m so tempted to whiteout “”””temporary”””” before faxing this. I was hoping they wouldn’t figure out that its temp. I know I can pay the mtg without my job (I have other rental income). the problem is I don’t want to get into trouble. So””
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How can i put up the complaint in regard of Auto Loan?
I have purchased Hyundai Verna with the loan amount 635500 but as per commitmtnt of HDFC agent the rate of interest is 12.25 % however they placed 14%.
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Can I request a credit card blocks gambling transactions?
Having paid my credit cards in full and never had an overdraft. I became pretty much addicted to online slots. I called my credit card companies and spoke to them in branch about blocking these transactions.Having spent a short period of time working in the bank I was familiar with merchant codes but was advised A block was impossible regardless of my plea to support my serious crack cocaine of gambling addiction.Viewing my accounts clearly showed a serious issue. 18 months later cards maxed and savings gone i found a forum with a letter from a senior lloyds executive guaranteeing they would support people aware of the misery it was bringing on families.merchant code 7995 could be used to block. In my opinion this is hardly tailoring a card to an individual and are blocked by default in the u.s. Any advice would be appreciated and hopefully others may avoid the pain ive encountered although brought on by myself and refrain from participating in an evil trade
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What is the minimum age to get a loan?
im 19 and i was wondering if i was to young to get a loan
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Where can I get my credit score absolutely free?
I don’t want to spend a dime to see it and I know there are a couple of sites that’ll do it for free….just can’t remember which they are
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#repost

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The rate of a reaction can be observed by measuring the change in the amount of a reactant over time?
The rate of a reaction can be observed by measuring the change in the amount of a reactant over time. How does the rate of a reaction change with time and how does the collision theory explain this change?
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Can the the no credit no down payment auto loan advertisers be trusted?
If there are any good ones who are they
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What website do you go to get the annual free credit report?
the one you dont have to put in credit card the one that clinton approved to use once a yr for free
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Has anyone heard or used Cobbs Lenders?
Gives online loans for a fee
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Credit Card Interest — Per Month or Per Year?
I have a quick question. I am enrolled in a $1,000 credit limit card with chase bank through Military Star and the interest is around 10–15%. However, is this per MONTH or per YEAR? I would really hope that the interest is not per month as that is completely ridiculous… I wouldn’t be surprised if it was, however. Anyone know? I am new to the credit card thing and being 18, I don’t care to make a bad decision (Again!).””
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What are the tax implications of a credit card settlement?
If one were to settle a credit card, what is the impact at tax time? Example: Settle an 8,000 dollar credit card for 2,000 dollars. Then they issue a 1099 which you turn in when filing taxes. If for the tax year, you only made 12,000 dollars, and now this 1099, does it mean you now made 18,000 with the differential? or is the 1099 handled differently? My question basically is whether a settlement is better than a bankruptcy if you will have to owe the IRS now, instead of the collection company.””
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Serious dilemma with car loan…?
Hello everyone, I have a serious situation. About a year and a half ago, I consolidated one of my credit card debts into my car loan. Right now I currently owe $21,400 with 12.99% APR and paying $509 a month until 2013. The car I drive is a 2005 Toyota Camry — I bought it brand new back in 2004–05. I tried to refinance to see if I can get my payments lowered, but I’ve been rejected left and right. So I decided to see if I could trade in my car and carry over the negative to a new car loan, hoping to get a lower APR and payments. I got approved from a credit union for up to $35,000. But then I found out that I can’t exceed 120% of the MSRP/Retail price of the new car. I’m roughly 10,000 negative in equity and I do not have any money for down payments. So basically I’m screwed. Anyone have any ideas or suggestions on what I should do? Would taking out a personal loan work?””
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“”Do I need a downpayment on a $7,000 auto loan?””
I am looking for a used car, and am particularly looking at a few that are each about $7,000. I will need to take out an auto loan through Wells Fargo. My question is, do I need to put a downpayment on the loan? And also, what is a good or typical interest rate for the loan? Last but not least, is it typical to need a cosigner? I have less than perfect credit, am 21 years old, have had the same job for almost 2 years and make about $900 a month. Cosigner? Any info or advice would be greatly appreciated. “”
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I’m poor and my best friend is rich?
I’m poor (my mom doesn’t qualify for food stamps but she just did some food shopping at dollar tree) my best friend lives in a nice house with super — financially stable parents. I honestly feel so inadequate and upset. I live in a dump with mold on the walls and he lives in a two story house that even has a finished basement. He’s never been over, my mom doesn’t let people come over because our house is disgusting but she literally won’t move anywhere else. I try to talk to her about getting a presentable house but she just screams at me and doesn’t explain why, although she did say she almost paid off the mortgage ( 20 years from now)””
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My cosigner on an auto loan wants out of the deal. The deal has already been completed. What are my rights?
My cosigner decided he wanted out of the deal an hour after signing the paperwork. This was a week ago. As far as the dealership is concerned, the car is sold. However, they are willing to let us out of the deal if we both sign off on it. The problem is I put down $2000.00 of my own money and traded in a car which the dealership gave me $500 for. The dealership is keeping my money and the trade in. My cosigner told me I had to park the car and not drive it until this was resolved. I said no way. The cosigner then got a key from the dealership and came and took the car back from the parking lot while I was at school. The cosigner is on the title along with me. Police can’t do anything. Now I’m out $2000 plus my trade in and I don’t have a car. I’m unsure if the cosigner is going to give me my money back. My real question is, what would happen if this went to civil court?””
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My stepdad co-signed my mortgage…can he kick me out of the house?
2 years ago my stepdad co-signed on my mortgage becuase of a lack of credit on my part. I paid every penny of the down payment as well as every mortgage payment. I lost my job a few months ago and have been scraping to get by but still made my mortgage. I start a new job next week, but this past month I couldn’t scrape the money together. I tried to borrow from everyone I knew, sold stuff, but I still ended up paying my June mortgage payment on July 3rd, so it was several days late and hit my credit and my stepdad’s. I tried to get ahold of him to borrow the $500 I was short, but he was boating or something and never answered any emails or calls. When he got back in town and called me about it, I told him it was late and now he’s livid. He says I have to be out of the house by the end of the month or he will have me evicted. He is NOT my landlord. I pay the mortgage and I paid the down payment. He has never paid anything towards my home. Can he legally make me move out of it because I was a few days late on one mortgage?””
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Which is the best credit card in India?
Considering the grace period, monthly interest, offers (excluding dining at 5 start hotels, shopping in expensive showroom), reward points, Payment options and other benefits, which credit card would be the best choice?””
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What is the difference between pre-apprved and pre qualified?

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Bankruptcy on home after divorce?
I want to keep my home, I have been DAILY for 2 years contacting the mortgage co for assistance which is a complete nightmare. No the transfer as far as a Quit Claim Deed isn’t illegal it was court ordered in the divorce, it simply means he is to transfer all of his rights and interest in the home over to me. MY QUESTION IS …. How can he file bankruptcy on an assest that is no longer titled in his name????????????????””
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Is there a website to get a free credit report without using a credit card?

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Are there any good payday loan places that accept Ga. residents?

“How do banks investigate online credit card fraud?

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How do banks investigate online credit card fraud?

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